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Home Buying Guide for OPT & H1B Visa Holders

Pros & Cons of Renting vs Buying

Home Buying Guide for F1 Visa, OPT, STEM OPT & H1B Visa Holders was held as a Live Webinar.

Total Presenters: Three

  1. Raghuram Sukumar (Home Owner Since 2007)
  2. Avinash (Own Single Family Home and a Town Home Sine 2017) - Currently on H1B Visa
  3. Deepthi (Own Town Home Since Dec 2018) - Currently on F1 Visa - CPT



Before we look at what's included in the Webinar, see the Feedback from the Webinar Attendees.



These feedback speaks for itself.

Are you on OPT or STEM OPT or H1B Visa and renting an Apartment?

You may be loosing money with your rental.

As some of the feedback says "I never thought it was possible to Buy a home on OPT or H1b Visa"


Let me tell you a Story (True Story).

Let's got back in time to January 2007.

I had just relocated to North Carolina from Florida a couple of months back.

I rented a 2 Bedroom Apartment for $675 per month.

I found a roommate who had just graduated from UNC Charlotte and started working in my team.

And I decided to Buy a Home.

I, in fact was looking to buy a town home in Florida in 2005.

I'm sure you will believe me if I show you the emails from 2005.



Plus, to let you know, I graduated from Masters in Aug 2005. So, I was looking to buy a home, right after I graduated from Masters Degree and while working my First job as Entry Level Software Engineer.

You might be thinking If I'm Crazy or What?

Back to January 2007.

So, at friends get together, I was having a conversation with group of friends (all single guys and girls).

I mentioned that I'm looking to buy a home. Everyone stopped for a second and looked at me.

You can see that look!

You just moved to NC.

Now, you plan to buy a home.

And not to mention, you are still Single.


This one friend of mine, started talking about

- Opportunity Cost of Buying vs Renting

- Why I shouldn't buy a home

- Reasons why I should rent


I was like, "I was planning to buy for a home 2 years ago!

I have done my research and I'm going to buy a home. And I was on H1B Visa back then.

And I purchased a Single Family home by end of Jan 2007.

By the way, can you guess what that friend ended up doing?

He purchased a home in the same community, right across from our street after few months!

What About You?

Should you buy a home while on OPT or H1B Visa?


Let's talk in detail on the following topics

  • Pros of Buying a Home
  • Cons of Buying a Home
  • True Cost of Buying a Home
  • How Much Money do you need for Down Payments
  • Risks of Buying a Home on OPT & H1B Visa
  • How to Save Money on Mortgage
  • Home Appreciation vs Expenses
  • Practical Reasons Compared - Renting vs Buying
  • The Cost of Selling a Home
  • Answers to Pre-Submitted Questions

So, I can give the pros and cons of buying and financing a home, mortgage, visa issues, etc.

When, I bring up this conversation to someone who got H1B Approved, they are like, I hear the following

- I don't have the Money!

- I'm not married

- Don't people lose a lot of money?

- I'm not sure, if I can buy a home without Green Card

I have owned a home since Jan 2007.

Our Home Price have appreciated about $100,000K since we purchased.

That's about $10,000 per year in Appreciation.

Now, in 10 years, if you had paid the rent!


I'm sure, you have a ton of questions about buying a home or risks of buying a home.

Maybe not a home, but a Condo or a Town Home. Let's talk about those question you have on your mind in this Live Webinar.


Frequently Asked Questions


When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 3 days after the Live Webinar or Purchase and we will give you a full refund.

Get started now!